Author: Tim Lemke / Source: Wise Bread
Sometimes you have to fudge the truth a bit to get out of spending money. There are so many demands on our finances that it helps to get creative in order to save a few bucks now and then. Whether it’s getting out of costly social events, fending off salespeople, or even postponing charitable donations, we all tell white lies to avoid spending once in a while.
And that’s OK! Here are some of the most common ones I’ve used, and you can, too. (See also: The 10 Biggest Lies We Tell Ourselves About Money)1. “I have a lot of expenses right now.”
Unless you’re swimming in money, this isn’t even a lie. If you own a home and have a family, chances are, you do have many ongoing expenses to juggle. From your mortgage to school activities, it can all add up. If you are dealing with a salesperson or even just a friend asking for money, drop this line and you’ll usually slide right out of this interaction. No one needs to know exactly how burdensome these expenses actually are. (See also: 5 Friend Types That Can Hurt Your Finances)
2. “I already have one.”
If someone is trying to sell you a product or service, you may be able to make them go away by insisting that you have no need for what they’re selling, even if that’s not the case. Remember that the entire motivation of salespeople is to convince you that you need something. Your job, in turn, is to convince them that you don’t.
Salesperson: “Can I interest you in some new windows?”
You: “Thanks, but I just got new ones installed last year.”
Those windows may be 20 years old, and the salesperson may be able to tell that you’re lying.
But they are also unlikely to pressure you much further.3. “I have a scheduling conflict.”
You may not have a conflict at all. It’s likely that the only date you…
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