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11 Reasons Why Health Insurance Is Crucial In India

India has a booming tourism market with more than 7.4 million people visiting India in 2016 alone, and a projected growth of 10.26 people in 2017. These numbers continue to climb, and people are drawn here for the colorful and different cultures, the breathtaking scenery, and the famous landmarks like the Khajuraho Temples and the Taj Mahal. With this increasing tourist trade comes the rising need to have good health insurance. Whether you live in India or if you’re traveling to it, you need health insurance for a variety of reasons.

If you’re curious why you’d need health insurance to travel to India, read on.

Why Health Insurance is Important in India

Coverage in Remote Areas

India is a beautiful country, but it has many rural and remote areas that you may travel to as you explore. Think of the medical facilities in the area. How would someone get to you in an emergency? If you have an accident or get sick in these remote areas, you may have to be airlifted to the nearest medical facility. A single trip in an air ambulance can cost between $12,000 to $25,000.

Water Quality

India’s water quality is one of the worst in the world, and this increases your chances of getting sick while you travel through or stay here. Even though hospital costs are roughly less than $300 per day in India, this can still add up quickly. If you don’t have health insurance, this can come out of your pocket. Also, any medicines or treatments you get will come from your pocket.

Road Accidents

Each year in India, over 150,000 people are killed in car accidents. This works out to roughly 400 people dying per day, and it’s more than triple the number of people who die each year in the United States. Having health insurance can help to protect you in the event of an accident on the road.

Even if you don’t receive emergency services, it can give you greater peace of mind.