Jason Butler at The Financial Times shares the story of Roger and Lara Griffiths, the couple who won £1.8 million ($2.76 million) in the U.K.’s National Lottery in 2005.

Instead of using the windfall to buy themselves financial freedom, eight years later the Griffiths found themselves with only £7 in the bank.
Overspending on lavish holidays, expensive cars and designer handbags, bad investments, ill-judged business ventures and Mr Griffiths stopping work to pursue his dream of being a rock star, all contributed…
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