Author: Michael Pruser / Source: fivecentnickel.com
Your bank is the worst place to buy checks. Banks are way too expensive. Here are the best places to order checks without getting ripped off.
If you’ve signed up for a checking account at a brick and mortar bank, then you likely know the routine. First show proper ID and sign the necessary paperwork.
Then the bank CSR will ask you how many checks you’d like to purchase. “So Mr. Pruser, are you thinking six books today, or eight? If you buy eight, we’ll toss in a terrifically generic checkbook cover!”You may not realize it at the time but the convenience of buying checks from your bank can be quite expensive. In fact, the cost of checks through your bank can be twice or three times as expensive then if you purchased them elsewhere. So where can you buy them? And is it safe to purchase checks outside of your bank?
Best Places to Buy Checks Online
Even though you may not write a lot of checks, let’s assume you decide that you need 500 personal checks (w/ duplicate copies). A small enough number where you don’t want to spend more than $50 but large enough where you won’t have to worry about this purchase for a long time. Here’s a snapshot of what that would cost you, through four high quality retailers.
Sam’s Club
Sam’s Club sells their standard personal checks in books of 180. It will take you three books in order to fill an order of 500, and the cost for each standard book is just $5.98. Multiply that out by three books, and you end up with a total cost of $17.94. Sam’s Club offers free standard shipping, so no added fees on top of your total.
The small catch however, is that you must be a Sam’s Club member to take advantage of the pricing.If you’re into more security, you can upgrade your checks to include a service called FraudArmor. Think of it like an added layer of identity theft protection. Should someone fraudulently sign your name to a check or commit fraud in some other way using your checks, they’ll step in and help. Depending on the book of checks you select, there is either no charge, or a charge of up to $2.70 per pack. The service lasts one full year.
Walmart
Walmart sells checks in packs of 150, so you’ll need four packs to reach the 500 number (with many left over). Four packs of their standard blue security checks will cost you $29.84. Walmart includes free standard shipping but you can rush the order for an additional $15.00
Like many other check printing outlets, Walmart will allow…
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