Source: Dumb Little Man
You can expect Medicare to change each year. Premiums, deductibles, and copays are just some of the changes that have recently occurred when January 1st rolled around. Other changes dealing with plans and their benefits could happen from year to year.
This year, Medicare, of course, updated prices.
They also did other things, like allowed new benefits, discontinued plans, and got with the 21st century in terms of technology.Here are some of the main changes in Medicare this 2019.
The Donut Hole Got A Little Less Scary
Many beneficiaries dread entering the donut hole because the cost of their prescriptions increases so much. However, in 2019, you can breathe a little easier.
Although you will always have some expenses in the donut hole, you won’t be paying as much per drug while in it. In the 2018 donut hole, you paid 44% for generic prescriptions and 35% for brand-name prescriptions.
In the new and improved donut hole, you’ll pay 37% for generic prescriptions and 25% for brand-name prescriptions.
Medicare Advantage Plans Offer New Benefits
Medicare Advantage plans are required to offer at least as good as coverage as Original Medicare does. However, that’s not to say that they can’t offer additional coverage or extra benefits.
Medicare Advantage plans offer extra benefits like dental, vision, and even drug coverage. In 2019, however, Medicare Advantage plans include some supplemental home health care as an added benefit. This may include things like adult daycare services, transportation to medical appointments, home modifications, and even in-home meal delivery.
Not all Medicare Advantage plans will offer these new benefits right away. However, if all goes well, perhaps more plans will offer them…
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