Author: Katy Daigle / Source: Science News

Each year when the monsoon rain sheets down and the tides swell over coastal Mumbai, Saif shutters his soda shop on Juhu Beach and takes shelter up in the rafters.
Still, the water invades through the roof and over the concrete floors, sometimes reaching as high as the freezers full of ice cream.For 36-year-old Saif, the coastal megacity’s chronic flooding is stressful. “What would happen if too much water comes?” asks Saif, who, like many in India, goes by one name. “I could get swept up with it.” Last year’s torrential floods killed at least 14 people in Mumbai. And in July 2005, when a meter of rain fell in a single day, flooding cost the city about $1.7 billion in damages.
Rebuilding his uninsured shop after the 2005 floods cost Saif about $57,000. He was lucky. When those floodwaters receded after two days, more than 1,000 people had died from drowning, landslides or other flood-related accidents in Mumbai and surrounding areas. “What can we do?” Saif asks. “Who can win against nature?”
Such questions are becoming more urgent in coastal cities at mounting risk of climate-driven flooding. Climate change is raising sea levels, while also making storms more severe and bringing heavier rains to some places. For densely populated cities like Mumbai — the financial heart of India, which is the world’s fastest-growing major economy — those risks threaten to throw personal incomes and national economies into chaos.
“The challenge is getting people to prepare for a risk they can’t yet see,” says Stéphane Hallegatte, lead economist at the World Bank’s Global Facility or Disaster Reduction and Recovery in Washington, D.C. “A very tiny change in sea level can have an enormous impact on risk levels,” he adds.

By 2005, coastal city flooding cost the world an average of $6 billion a year, according to calculations by Hallegatte and colleagues. Even if humankind manages to limit the release of carbon dioxide enough to keep global warming to an average 2 degrees…
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