Author: Tim Lemke / Source: Wise Bread
Traveling is one of the best things you can do for yourself, but it can also be quite costly. This cost can be exacerbated if you end up being forced to cancel or cut your trip short and are unable to get your money back.
Travel insurance can help you avoid losing money if your plans change unexpectedly, or if you encounter an emergency while on your trip.
It’s not always worth the added expense to purchase travel insurance, but there are a number of instances when it’s wise to get it. Consider these when planning your next trip.1. The trip is expensive
Perhaps you managed to book a pricey, customized, VIP tour of the Antarctic ice shelves, complete with a penguin encounter. Maybe you got an exclusive after-hours tour of the Vatican Museums. You saved up enough money to book these bucket list vacations. It took you a long time, and a lot of hard work. These are trips that you may never be able to book again if you are forced to cancel. Travel insurance is not necessarily going to allow you book that expensive, once-in-a-lifetime experience again, but at least you’ll avoid the pain of also losing all the money you spent to book it.
2. You’ve had recent health issues
One of the most common reasons you may be forced to cancel a trip is an illness or injury that prevents you from traveling. If you are battling cancer, for example, you may feel good one day and not so great the next. It may also be impossible to predict when treatments or surgery may be needed. In this case, travel insurance can give you some peace of mind and allow you to go ahead and book that trip.
Older travelers who may have certain health conditions that have the tendency to flare up may also find travel insurance useful. It is important to note, however, that many travel insurance policies do not cover trip expenses…
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